/* Montserrat - Latin Extended subset */
        @font-face {
            font-family: 'Montserrat';
            font-style: normal;
            font-weight: 400 700;
            font-display: swap;
            src: url('/fonts/montserrat-latin-ext.woff2') format('woff2');
            unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
        }

        /* Montserrat - Latin subset */
        @font-face {
            font-family: 'Montserrat';
            font-style: normal;
            font-weight: 400 700;
            font-display: swap;
            src: url('/fonts/montserrat-latin.woff2') format('woff2');
            unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
        }

        /* Outfit - Latin Extended subset */
        @font-face {
            font-family: 'Outfit';
            font-style: normal;
            font-weight: 300 500;
            font-display: swap;
            src: url('/fonts/outfit-latin-ext.woff2') format('woff2');
            unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
        }

        /* Outfit - Latin subset */
        @font-face {
            font-family: 'Outfit';
            font-style: normal;
            font-weight: 300 500;
            font-display: swap;
            src: url('/fonts/outfit-latin.woff2') format('woff2');
            unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
        }

        /* modern.css content */
        :root {
            --primary-color: #0d5a8c;
            --primary-light: #45c4e5;
            --primary-dark: #0d4d73;
            --secondary-color: #299dd8;
            --accent-color: #87d4fb;
            --text-main: #313131;
            --text-muted: #666666;
            --bg-light: #f8fbfe;
            --white: #ffffff;
            --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.05);
            --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.08);
            --shadow-lg: 0 10px 25px rgba(0, 0, 0, 0.1);
            --radius-sm: 8px;
            --radius-md: 12px;
            --radius-lg: 20px;
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        html,
        body {
            font-family: 'Outfit', sans-serif;
            color: var(--text-main);
            line-height: 1.6;
            background-color: var(--bg-light);
            overflow-x: hidden;
            width: 100%;
        }

        h1,
        h2,
        h3,
        h4,
        .logo {
            font-family: 'Montserrat', sans-serif;
            font-weight: 700;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }

        header {
            background: rgba(255, 255, 255, 0.98);
            backdrop-filter: blur(10px);
            padding: 1rem 0;
            position: sticky;
            top: 0;
            z-index: 1000;
            box-shadow: var(--shadow-sm);
        }

        .header-inner {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .logo img {
            height: 64px;
            width: auto;
            display: block;
        }

        .nav-links {
            display: flex;
            gap: 2rem;
            align-items: center;
            margin-left: auto;
        }

        .nav-links a {
            text-decoration: none;
            color: var(--text-main);
            font-weight: 600;
            transition: all 0.3s;
            font-size: 0.95rem;
        }

        .nav-links a:hover {
            color: var(--primary-color);
        }

        .cta-button {
            background: var(--primary-color);
            color: var(--white) !important;
            padding: 0.8rem 1.8rem;
            border-radius: 50px;
            transition: all 0.3s ease;
            box-shadow: 0 4px 15px rgba(21, 112, 166, 0.2);
        }

        .cta-button:hover {
            background: var(--primary-dark);
            transform: translateY(-2px);
            box-shadow: 0 6px 20px rgba(21, 112, 166, 0.3);
        }

        .nav-toggle {
            display: none;
            flex-direction: column;
            gap: 5px;
            cursor: pointer;
            padding: 5px;
            z-index: 2000;
        }

        .nav-toggle span {
            display: block;
            width: 25px;
            height: 3px;
            background: var(--primary-color);
            transition: all 0.3s ease;
            border-radius: 3px;
        }

        .nav-toggle.toggle-active span:nth-child(1) {
            transform: rotate(45deg) translate(5px, 6px);
        }

        .nav-toggle.toggle-active span:nth-child(2) {
            opacity: 0;
        }

        .footer-icon {
            width: 20px;
            height: 20px;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            color: var(--secondary-color);
        }

        .footer-icon svg {
            width: 100%;
            height: 100%;
        }

        .nav-contact {
            display: none;
        }

        @media (max-width: 768px) {
            .nav-toggle {
                display: flex;
            }

            .nav-links {
                position: fixed;
                top: 0;
                right: -100%;
                height: 100vh;
                width: 100%;
                background: rgba(13, 77, 115, 0.98);
                backdrop-filter: blur(15px);
                -webkit-backdrop-filter: blur(15px);
                flex-direction: column;
                justify-content: center;
                align-items: center;
                gap: 1.5rem;
                box-shadow: -10px 0 30px rgba(0, 0, 0, 0.1);
                transition: right 0.5s cubic-bezier(0.77, 0.2, 0.05, 1.0);
                padding: 2rem;
                z-index: 1500;
            }

            .nav-links.nav-active {
                right: 0;
            }

            .nav-links a {
                font-size: 1.2rem;
                color: var(--white);
                opacity: 0;
                transform: translateY(20px);
                transition: all 0.4s ease;
            }

            .nav-links.nav-active a {
                opacity: 1;
                transform: translateY(0);
            }

            .nav-links.nav-active a:nth-child(1) {
                transition-delay: 0.1s;
            }

            .nav-links.nav-active a:nth-child(2) {
                transition-delay: 0.2s;
            }

            .nav-links.nav-active a:nth-child(3) {
                transition-delay: 0.3s;
            }

            .nav-links.nav-active a:nth-child(4) {
                transition-delay: 0.4s;
            }

            .nav-links.nav-active a:nth-child(5) {
                transition-delay: 0.5s;
            }

            .nav-links.nav-active a:nth-child(6) {
                transition-delay: 0.6s;
            }

            .nav-links.nav-active .nav-contact {
                transition-delay: 0.7s;
            }

            .logo img {
                height: 50px;
            }

            .nav-contact {
                display: flex;
                margin-top: 2rem;
                padding-top: 2rem;
                border-top: 1px solid rgba(255, 255, 255, 0.1);
                width: 100%;
                max-width: 280px;
                flex-direction: row;
                justify-content: center;
                gap: 1.5rem;
                opacity: 0;
                transform: translateY(20px);
                transition: all 0.4s ease;
            }

            .nav-links.nav-active .nav-contact {
                opacity: 1;
                transform: translateY(0);
            }

            .contact-item {
                display: flex;
                flex-direction: column;
                align-items: center;
                gap: 0.5rem;
                color: var(--white);
                text-decoration: none;
                font-weight: 500;
                font-size: 0.8rem;
                transition: transform 0.3s;
            }

            .contact-item:hover {
                transform: translateX(5px);
            }

            .contact-icon {
                width: 40px;
                height: 40px;
                background: rgba(255, 255, 255, 0.1);
                border-radius: 50%;
                display: flex;
                align-items: center;
                justify-content: center;
                color: var(--accent-color);
            }

            .contact-icon svg {
                width: 20px;
                height: 20px;
            }

            .footer-icon {
                width: 20px;
                height: 20px;
                display: inline-flex;
                align-items: center;
                justify-content: center;
                color: var(--secondary-color);
            }

            .footer-icon svg {
                width: 100%;
                height: 100%;
            }
        }

        .cta-button {
            display: inline-block;
            text-align: center;
        }

        .hero {
            background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
            color: var(--white);
            padding: 7rem 0;
            text-align: center;
            position: relative;
            overflow: hidden;
        }

        .hero h1, .hero h2 {
            font-size: clamp(1.6rem, 5vw, 3.2rem);
            margin-bottom: 1.5rem;
            letter-spacing: -1px;
            word-break: break-word;
            overflow-wrap: break-word;
        }

        .row {
            display: flex;
            flex-wrap: wrap;
            margin: 0 -15px;
        }

        .col {
            padding: 0 15px;
            flex: 1;
        }

        .four {
            flex: 0 0 33.333%;
        }

        .six {
            flex: 0 0 50%;
        }

        .eight {
            flex: 0 0 66.666%;
        }

        .twelve {
            flex: 0 0 100%;
        }

        @media (max-width: 768px) {

            .four,
            .six,
            .eight {
                flex: 0 0 100%;
                margin-bottom: 2.5rem;
            }
        }

        .card {
            background: var(--white);
            padding: 2.5rem;
            border-radius: var(--radius-md);
            box-shadow: var(--shadow-md);
            transition: all 0.3s cubic-bezier(0.165, 0.84, 0.44, 1);
            height: 100%;
            border: 1px solid rgba(0, 0, 0, 0.03);
        }

        .card:hover {
            transform: translateY(-8px);
            box-shadow: var(--shadow-lg);
        }

        .card img {
            width: 100%;
            height: auto;
            border-radius: var(--radius-sm);
            margin-bottom: 1.5rem;
        }

        .section-padding {
            padding: 6rem 0;
        }

        footer {
            background: #1a2a3a;
            color: #f1f3f5;
            padding: 5rem 0 2rem;
        }

        footer h3 {
            color: var(--accent-color);
            margin-bottom: 1.8rem;
            font-size: 1.4rem;
        }

        footer ul {
            list-style: none;
        }

        footer ul li {
            margin-bottom: 1rem;
        }

        footer a {
            color: #cbd5e0;
            text-decoration: none;
            transition: color 0.3s;
        }

        footer a:hover {
            color: var(--white);
        }

        .footer-bottom {
            border-top: 1px solid rgba(255, 255, 255, 0.08);
            margin-top: 4rem;
            padding-top: 2rem;
            text-align: center;
            font-size: 0.9rem;
            color: #a0aec0;
        }

        .mutuas-grid {
            display: flex;
            flex-wrap: wrap;
            gap: 25px;
            justify-content: center;
            align-items: center;
            background: var(--white);
            padding: 3rem;
            border-radius: var(--radius-lg);
            box-shadow: var(--shadow-sm);
        }

        .mutua-logo {
            max-width: 140px;
            height: auto;
            filter: grayscale(100%);
            opacity: 0.6;
            transition: all 0.4s ease;
        }

        .mutua-logo:hover {
            filter: grayscale(0);
            opacity: 1;
            transform: scale(1.05);
        }

        @media (max-width: 480px) {
            .cookie-banner {
                padding: 1.25rem;
                bottom: 1rem;
                left: 12px;
                right: 12px;
                width: auto;
                border-radius: 20px;
            }

            .cookie-content h4 {
                font-size: 1.15rem;
            }

            .cookie-content p {
                font-size: 0.9rem;
            }
        }
    





/* ═══════════════════════════════════════════
   LANGUAGE SELECTOR — refined design
   ═══════════════════════════════════════════ */

/* ── DESKTOP ── */
.lang-outer {
    position: relative;
    display: inline-flex;
    align-items: center;
    flex-shrink: 0;
    z-index: 9000;
    margin-left: 18px;
}

/* Glass-morphism pill on white header */
.lang-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #fff;
    border: 1.5px solid rgba(13,90,140,.15);
    border-radius: 50px;
    padding: 6px 12px 6px 8px;
    cursor: pointer;
    font-family: inherit;
    font-size: .82rem;
    font-weight: 700;
    color: #0d5a8c;
    letter-spacing: .25px;
    box-shadow:
        0 2px 8px rgba(13,90,140,.1),
        inset 0 1px 0 rgba(255,255,255,.9);
    transition: all .2s cubic-bezier(.4,0,.2,1);
    white-space: nowrap;
    user-select: none;
    line-height: 1;
    outline: none;
}
.lang-pill:hover {
    border-color: rgba(13,90,140,.35);
    box-shadow:
        0 4px 14px rgba(13,90,140,.18),
        inset 0 1px 0 rgba(255,255,255,.9);
    transform: translateY(-1px);
    color: #0a4a75;
}
.lang-outer.open .lang-pill {
    border-color: #0d5a8c;
    background: #f4f9fd;
    box-shadow: 0 0 0 3px rgba(13,90,140,.12);
}

.lang-pill .flag-img,
.lang-pill .flag-svg {
    width: 20px; height: 14px;
    border-radius: 3px;
    object-fit: cover;
    box-shadow: 0 1px 3px rgba(0,0,0,.2);
    flex-shrink: 0;
    display: block;
}
.lang-pill .flag-svg { display: inline-block; vertical-align: middle; }

.lang-pill .pill-label {
    font-size: .79rem;
    font-weight: 700;
    letter-spacing: .4px;
}

.lang-pill .pill-arrow {
    width: 9px; height: 9px;
    flex-shrink: 0;
    color: #7aaac8;
    transition: transform .22s cubic-bezier(.4,0,.2,1);
    margin-left: 1px;
}
.lang-outer.open .lang-pill .pill-arrow { transform: rotate(180deg); }

/* Dropdown */
.lang-drop {
    display: none;
    position: absolute;
    top: calc(100% + 10px);
    right: 0;
    min-width: 155px;
    background: #fff;
    border-radius: 14px;
    box-shadow:
        0 24px 48px rgba(0,0,0,.13),
        0 6px 16px rgba(0,0,0,.07),
        0 0 0 1px rgba(13,90,140,.09);
    padding: 5px;
    overflow: hidden;
    animation: ldrop .17s cubic-bezier(.4,0,.2,1);
    z-index: 9001;
}
@keyframes ldrop {
    from { opacity:0; transform:translateY(-5px) scale(.98); }
    to   { opacity:1; transform:translateY(0) scale(1); }
}
.lang-outer.open .lang-drop { display: block; }

.lang-drop a {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 8px 11px;
    text-decoration: none;
    color: #2a3d50;
    font-size: .86rem;
    font-weight: 500;
    border-radius: 9px;
    transition: background .12s, color .12s;
    position: relative;
}
.lang-drop a:hover { background: #f0f7fc; color: #0d5a8c; }
.lang-drop a.lang-active {
    background: linear-gradient(120deg, #eaf3fc 0%, #f0f8fe 100%);
    color: #0d5a8c;
    font-weight: 700;
}
.lang-drop a.lang-active::before {
    content: '';
    position: absolute;
    left: 0; top: 20%; bottom: 20%;
    width: 3px;
    background: #0d5a8c;
    border-radius: 3px;
}
.lang-drop a .flag-img,
.lang-drop a .flag-svg {
    width: 22px; height: 15px;
    border-radius: 3px;
    object-fit: cover;
    box-shadow: 0 1px 4px rgba(0,0,0,.16);
    flex-shrink: 0;
}
.lang-drop a .flag-svg { display: inline-block; vertical-align: middle; }

/* Divider between items */
.lang-drop a + a { border-top: 1px solid rgba(13,90,140,.06); }


/* ── MOBILE: inside the full-screen nav overlay ── */
.lang-mobile { display: none; }

@media (max-width: 768px) {
    .lang-outer { display: none !important; }

    .nav-links .lang-mobile {
        display: flex !important;
        flex-direction: column;
        align-items: center;
        gap: 5px;
        width: 100%;
        margin: 5px 0 0;
        opacity: 0;
        transform: translateY(8px);
        transition: opacity .3s ease .55s, transform .3s ease .55s;
    }
    .nav-links.nav-active .lang-mobile {
        opacity: 1 !important;
        transform: translateY(0) !important;
    }

    /* subtle separator label */
    .lang-mobile-label {
        font-size: .6rem;
        font-weight: 600;
        letter-spacing: 1.5px;
        text-transform: uppercase;
        color: rgba(255,255,255,.3);
    }

    /* pill row - 2 rows of 3 so it never overflows on narrow screens */
    .lang-mobile-btns {
        display: grid;
        grid-template-columns: repeat(3, auto);
        gap: 7px;
        justify-items: center;
        justify-content: center;
    }

    /* each language pill */
    .lang-mobile-btn {
        display: inline-flex;
        align-items: center;
        gap: 5px;
        background: rgba(255,255,255,.08);
        border: 1px solid rgba(255,255,255,.15);
        border-radius: 50px;
        padding: 5px 11px;
        color: rgba(255,255,255,.75);
        font-family: inherit;
        font-size: .75rem;
        font-weight: 600;
        letter-spacing: .25px;
        cursor: pointer;
        text-decoration: none;
        transition: all .15s;
        white-space: nowrap;
        backdrop-filter: blur(4px);
    }
    .lang-mobile-btn:hover {
        background: rgba(255,255,255,.16);
        border-color: rgba(255,255,255,.35);
        color: #fff;
        transform: translateY(-1px);
    }
    .lang-mobile-btn.lang-active {
        background: rgba(255,255,255,.2);
        border-color: rgba(255,255,255,.5);
        color: #fff;
        font-weight: 700;
        box-shadow: 0 2px 10px rgba(0,0,0,.2), inset 0 1px 0 rgba(255,255,255,.15);
    }
    .lang-mobile-btn .flag-img {
        width: 14px; height: 10px;
        border-radius: 2px; object-fit: cover; flex-shrink: 0;
        box-shadow: 0 1px 2px rgba(0,0,0,.25);
    }
    .lang-mobile-btn .flag-svg {
        width: 14px; height: 10px;
        border-radius: 2px; flex-shrink: 0;
        display: inline-block; vertical-align: middle;
        box-shadow: 0 1px 2px rgba(0,0,0,.25);
    }
}
/* ════════════════════════════════════════════ */